5331 SW Macadam Avenue,
Understand the limits of your PERS benefits and the best way to supplement those plans.
Do you have a desired retirement date? What are the issues regarding retiring early vs working longer?
Set a goal for a retirement date. Will working a few additional years make a significant difference, or is it the right time?
Let's start with a conversation and you'll understand the building blocks of retirement in about 30 minutes. Saving for retirement is not complicated, time consuming, or expensive. It is better to start earlier than later, but you're never too late.
As an employee of the state of Oregon, you have access to Oregon retirement benefits once you're a member of the Public Employee's Retirement System (PERS). Depending on your initial membership date, you're a member of Tier 1, Tier 2, or the Oregon Public Employees Retirement plan.
In addition to your pension plan, you'll also be a member of the Oregon Individual Account Program (IAP).
You will have access to supplemental retirement plans such as a 403b or 457 plan. While your employer pays for most of your PERS benefits, the supplemental plans allow you save additional dollars as a payroll deduction.